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Business Liability

Errors & Omissions
Employment Practices Liability

What is Business Liability Insurance?
Business insurance involves many areas of coverage. These areas include property damage, liability, fraud, and even data loss. Combine these different coverage needs in one simple business owner's policy. Every business is different, and insurance needs vary depending on the risk involved. We can help. Our coverage can be tailored to your business' specific needs. Don't have heavy machinery? Don't pay for it! Many companies offer packages that include coverage that you will never need or use. We are here to navigate there waters with you, and protect you against the exposures that actually apply to you.
What is Errors and Omissions Insurance?
If you render professional services, lawsuits of negligence or failure to perform can cripple or bankrupt your business. Errors and Omissions Insurance, or Professional Liability Insurance, covers you for professional mistakes or things you may have missed. With increasing costs of litigation, one mistake or can send your business into a tailspin. Mistakes happen, and we're here to help. Even if you haven't made a mistake, a client is still able to sue if they think you've made one. You have to defend yourself, and these claims also rack up fees. Put your mind at ease with the knowledge that we have your back.
What is Employment Practices Liability?
Most business owners know how important their interactions with employees (even potential employees) can be. One misstep and an interview may allege some sort of discrimination. That is where Employment Practices Liability Insurance (EPLI) comes in. We protect employers against claims of wrongful termination, discrimination, harassment and other workplace-related torts. We also offer tail insurance, so that employers have protection for a time period where they may not have had coverage.

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